Cornerstone Report

Casap voted Best of Show at FinovateFall 2025

What's Going On in Fraud 2026

First-party fraud is hard to catch, harder to prove, and getting more common. The What's Going On In Fraud 2026 study from Casap and Cornerstone Advisors surveyed 400+ banks and credit unions to find out where defenses are failing and what the teams getting ahead of it are doing differently.

The data tells a clear story.

Data points from the survey paint a picture of where dispute and fraud operations stand in 2026.

See the full findings.

Download the report.

67%
Of respondents expect fraud losses to keep rising through 2026

93%
Cite investigation time as a top operational cost

48%
Don't have a clear picture of how many false claims are being correctly identified before credit is issued

75%
See agentic AI as a viable path forward for early fraud detection and cross-case pattern recognition

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See what AI agents can do for your disputes and fraud ops.

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